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I grew up in Southern Philippines on the Island of Mindanao. A graduate of Liceo de Cagayan University in Cagayan de Oro City, with the degree in Bachelor of Science in Commerce. I majored in Accounting, with minors in Finance and Banking. After graduating I moved to Manila (Island of Luzon), to work for an International Shipping Corporation. Shortly after that I immigrated to the United States and lived in Wenatchee, Washington for a short while. Then I moved to Seattle in 1987 and still calls Seattle my home today.