David Macchia is an author, public speaker, and entrepreneur whose work involves improving the retirement security of America's Constrained Investors. He is the Founder & CEO of Wealth2k, the leading provider of retirement income distribution planning solutions, and he is the developer of the widely used retirement income solution, The Income for Life Model®. David recently introduced Women And Income™, the first retirement income planning solution developed expressly for “boomer” women retirees. David writes frequently on the subjects of retirement income planning and macroeconomics. He is the author of two books about retirement income planning, Lucky Retiree and Constrained Investor®. David earned an MBA, with Honors, at Boston University Questrom School of Business. He holds the RMA® and CBBF professional designations.